Debunking the myths about car warranties*

Car warranties provide motorists with a lot of reassurance, after all they are insurance products for a vehicle which can (and inevitably will) go wrong. They protect you from footing the bill of a surprise and often expensive repair costs as well as occasions when your car simply needs some TLC due to general wear and tear.

However there are some grey areas to be aware of regarding car warranties. Here, stockists of car radiators Advanced Radiators debunk the most common myths to ensure you don’t trip up when looking into these policies:

Photo by Pravin Narsing on Unsplash

1. You must have a car warranty: Whilst common, is not compulsory to have a car warranty. Usually new cars come with a standard warranty which lasts for three years and up to 60,000 miles. After this it is your decision whether you would like to purchase an additional car warranty, or if you are prepared to accept the risk of an unexpected repair bill.

2. You need car warranty to obtain finance for a vehicle:
This is untrue- you can obtain finance for a vehicle if you do not have car warranty, although some salesmen will try to convince you otherwise and sell you a warranty alongside your car as they often receive commision for doing so. Don’t get drawn in by sales pitches like this as having a car warranty is not mandatory.

3. There’s no need to do research because all car warranties are the same:
There are many car warranties out there and they all offer different things. Some warranties are more comprehensive than others so read the small print to find out what you’re actually covered for. When deciding what to go for consider things like the make and value of your car as well as how much driving you’re likely to be doing.

4. Car warranties can only be bought from the dealership where you bought your car:
There are many companies out there that offer car warranties at different prices and with different incentives. It is possible that the dealership from which you purchased your car may offer you a good deal, however you should still shop around and do your research to find a car warranty that will benefit you and your vehicle.

5. A full-service history is required to obtain warranty:
This isn’t true, you do not need to provide a full-service history to purchase a warranty, however you should ensure that your car is in good condition and has been looked after in accordance with the manufacturers schedule.

6. You don’t need to maintain your car if you have car warranty:
You are still responsible for the maintenance of your car even if it is covered by a car warranty. To keep on top of routine maintenance you should follow advice outlined in your driver’s manual.

7. Every problem with a car is covered by the warranty:
With a manufacturer warranty, or some comprehensive aftermarket warranties this is almost true, but there are always exceptions and exclusions – you should check the terms and conditions to know where you stand and make sure you read the small print before signing up.

8. Car warranty for wear and tear breakdowns and warranty for mechanical breakdowns fall under the same category:
Wear and tear refers to the normal degeneration of a car whereas mechanical breakdown is an issue that occurs due to a manufacturing error. Bear in mind that breakdown cover is not the same as a car warranty- breakdown cover will simply take your car to the garage – it will not pay for the bill you’ll be handed when the work is done.

9. It’s OK to take out warranty and then get a car fixed which had a fault beforehand:
You cannot claim for repairs on faults which occurred before you took the warranty out- your car should be in the best condition possible before taking out a warranty. You will find that many providers will not pay out on claims made within 90 days to avoid drivers taking out a warranty on a car that had existing problems.

10.There’s an age limit on cars to receive warranty:
It is true that if your car is over 10 years-old and has more than 100,000 miles on the clock you may struggle to find a warranty to cover it. There are a few companies out there that will offer car warranties to vehicles up to 12-years old but you will be faced with a higher cost and if your car is older than this then you may well find it impossible.

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Seasonal Style: Getting It Right When Temperatures Tumble*

The nights are drawing in and it’s getting colder by the day. Leaves are falling from the trees and it’s no longer possible to just throw on a t-shirt and jeans. As we bid farewell to summer for another year it’s time to switch our attention to fall fashion. If you’re looking for seasonal style tips or your wardrobe needs a revamp then you’ve come to the right place.

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Fall-proofing your summer staples
It’s not t-shirt weather anymore, but it’s also not quite time to dust down your winter coats. The key to getting it right when the seasons are changing is learning to layer and using statement pieces to liven up your fall basics. You don’t have to give up your favourite summer outfits just yet provided that you can find ways to make them weather-proof. Take the simple, chic cami dress you’ve lived in all summer- just because it’s cooler outside you don’t have to consign it to the back of the closet. Adding a long-sleeved t-shirt or polo neck jumper underneath, throwing an oversized shirt or a cardigan over the top and adding a pair of tights and some boots will give you a fresh new outfit that will keep the cold at bay and ensure you look fab. If you feel more comfortable in skirts or dresses than trousers you can discover casual day dresses for women online. There’s a huge amount of choice available, and it’s almost always possible to weatherproof your style. Pinafores and dungaree dresses are great for a casual look while simple shifts are ideal for work.

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Accessorizing
One of the best things about the arrival of cooler temperatures is the range of accessories that are available. Think hats, scarves, bags and shoes. Go for prints like animal or winter florals to tick off the latest trends or stick to block colours like burgundy, emerald green, mustard and red. You can turn even the most basic, simple outfit, such as a slouchy jumper, skinny jeans and a pair of biker boots into a chic get up by adding touches like a printed tote and a felt fedora. Swap summer sunglasses such as aviator styles for bulkier, heavier framed shades in black or tortoiseshell and replace caps and straw hats with a trilby or a bobble hat. When you’re looking at scarves go for thicker fabrics like wool and faux fur rather than silk, cotton and linen in the colder months.

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Creating your capsule wardrobe
Creating a capsule wardrobe is a brilliant way of embracing new trends and looking great without breaking the bank. In fall, you want to look stylish, but you also need to make sure that you’re prepared for every eventuality when it comes to the weather. One day it could be mild and sunny, the next it could be pouring down with rain or blowing a gale. It’s always worth investing in some key pieces that tick off the principal trends for the season. This fall, it’s all about the color red, cozy textures like faux fur and shearling, eye-catching boots, plaid, and sporty touches. You don’t have to put outfits together that celebrate every trend. You can take elements of the looks you love and create ensembles that match your individual style and taste. Not every trend is going to float your boat. Once you’ve got staple items, such as cigarette pants, well-fitted jeans, polos, jumpers, and blouses, you can embrace the new season runway looks by adding accessories and investing in statement separates. Consider teaming a plaid pinafore dress with a plain blouse or putting a chic faux fur coat with a basic jumper and cigarette pants for a lunch date or pairing an LBD with some glittery ankle boots for an evening out.

Aveda Tibi Backstage Fall Winter 2017 Collections New York Fashion Week

The new season is upon us and what better excuse to sort through your closet and indulge in a little retail therapy? Every season there are new trends to try, but you don’t have to spend a fortune to look the part. Recycle your favourite summer looks by adding layers, work on a new capsule wardrobe and pick and choose from the statement styles everybody is talking about. Use accessories to brighten up basics and create unique looks, and focus on being comfortable as well as chic. You can mix and match staples with new pieces to make a whole host of looks that are suitable for both casual and smart occasions. Have a look through some fashion magazines and check out articles online to get ideas and don’t be afraid to celebrate your individual style and have fun.

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Gift Guides: Pusheen at watchshop.com take 2!

My friends at watchshop.com sure now how to spoil a girl. Hot on the heels of my sophisticated timepiece from Bering came a cute little package featuring the one and only Pusheen!

You may remember last year this little grey kitty appeared on the blog- well, she’s been give a bit of a grown up makeover whilst still remaining oh-so-cute and ever so affordable at just £19.99…making this the perfect Christmas gift idea for any cat lover.

Pusheen watch c/o watchshop.com

Too damn cute right? You can find this watch plus a couple more styles, and an utterly adorable alarm clock over on watchshop.com – this particular design is exclusive to them and so very me. I’ve got to a point where I pretty much own enough watches to wear a different one every day of the month (addicted, me?) but I have to admit that between this little beauty and my somewhat more grown up Bering style the others aren’t getting much attention lately.

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Lightbox review and giveaway with Gingersnap

The fashion for light boxes is one that’s been around for a while now, and in typical Laura style I’m very late to the game. I’ve wanted one for ages but for one reason or another never quite got round to making the purchase. Now, thanks to the generosity of the team at Gingersnap I’m the proud owner of two.
I was sent the original cinematic lightbox as well as an extra lightbox and emoji faces and symbol pack. The lightbox is A4 sized and costs £15 which is really good value compared to many I’ve seen on the high street, it comes complete with 85 black letters, numbers and symbols and is powered either by 6 AA batteries or a 9v adaptor.

Bob and I had great fun creating lightboxes for each other’s bedside tables and we’re both really impressed with the effect they give. The emoji pack is a worthwhile addition for an extra £10- it’s a bit sad to say but we’re both emoji mad in our whatsapp messages to each other so it was great fun to be able to continue that theme in to our home environment (whoever said adults had to be grown up?)

The Gingersnap website is a great new discovery- alongside their range of lightboxes in varying size and colour options you can also pick up super quirky “mintage” lighting and neon lights- all perfect for jazzing up your home or giving as gifts. I’m also quite taken with the mini ginger range which is just adorable and so not limited to the little people in your lives.

As well as being generous enough to provide the products for this blog post, Gingersnap are also offering up a lightbox to one lucky reader of this blog. Just follow the simple entry steps below and keep those fingers crossed!

a Rafflecopter giveaway

Giveaway is open to UK residents only. It starts on Monday 9th October and ends on Monday 16th October 2017. Winner will be picked and contacted within 24 hours and your prize will sent directly to you from Gingersnap. By entering this giveaway you consent to me sharing your contact details with Gingersnap if you are selected as the winner.

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3 in 1 with LOTD

One of the major perks of being a blogger is being asked to collaborate with new and exciting brands. This is something I definitely don’t take for granted- even after almost ten years of blogging I still find it hard to believe that people would want to send me things, or pay me for content. Blogging for me is a hobby and always will be. The perks that come with it are just that- whether they came along or not I’d still put my thoughts out here on the internet for anyone who fancies it to have a read.

Recently I was asked if I’d like to collaborate with up and coming fashion brand called LOTD (which stands for Look of The Day). I was given the chance to pick a few pieces from the site to see what they’re all about, and from the second I clicked through on the link I was smitten- it took me a remarkably long time to make my decisions and my wish list for future purchases is six miles long at this point in time.

The website it packed full of on trend pieces at great prices. With everything from cosy basics through to the perfect party dress (and everything in between) I happily spent near on an hour just looking through everything before being able to come even close to making a short list.

I’ve put together three outfits from the items I was sent- I’d love to know what you think of them and also, how you’d style them too.

This dress from LOTD was the first item I clapped eyes on and fell in love with. It’s an absolute bargain at £15 and I’ve already got it ear-marked for the festive season. I was pleased I checked the size guide before ordering as I probably would have ended up getting a dress that was far too small for me, but fit wise it’s perfect and I finished off the look with my pewter ankle boots from New Look.
This navy jumpsuit is my favourite item from this haul- I was so close to not getting it thinking it’d be impractical for every day, but I took the plunge at the last minute and I’m so happy I did. Again it’s an absolute steal at £20 and the tie up front detail is great (although I need some practice with tying it!) Here I’ve paired it with my metallic converse for a casual vibe, but I’m planning on picking up some burgundy loafer style shoes and wearing it for work too- a welcome addition to my office wardrobe. This is something I never would have thought of trying before, or been brave enough for- sometimes it pays to take a risk!
This grey jersey tunic (£20) is the softest top I’ve ever owned. The LOTD website has it listed as a dress, but as you can see it is a bit on the short side and when I left the house I did stick some jeans on in place of tights. That aside it’s a great casual basic- I’d recommend going up a size for ultimate slouch though.

My final item were these kick-ass studded boots (£35). Ok so this is the second pair of studded boots I’ve added to my wardrobe in under a fortnight but who’s counting? I’m obsessed with snazzy flats and this pair have an extra badass feel.

All clothing items in this post, and the studded boots were sent to me c/o LOTD for blog consideration. I can hand on heart say though that this is a shop you want to be checking out, and I will be placing further orders from in the future. Once again I am thankful to the blogging world and the opportunities it brings me to discover new places to shop- I am not quite so sure my bank balance would agree though…

Which shops are you loving right now? Which of these pieces is your favourite?

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