How To Beef Up Your Financial Health In The Next Few Months*

01st September 2022
Photo by Josh Appel on Unsplash

If your finances have been a little tight in 2022, you are not alone. Worse still, the continued rate of inflation is set to pile even more pressure on money matters over the months to come. Frankly, now is the time to take action before your finances become drained. 

A comprehensive strategy will allow you to see significant progress. Whether your goal is simply to keep your finances afloat or you have financial goals like saving for the deposit on a home, the following tips are for you.

Sell Unwanted Goods

When looking to bolster your finances over the coming months, it is likely that you will want to see quick results. Aside from the immediate impact it can bring, you’ll find that it instantly puts you in a positive mindset. Selling unwanted electronics, homewares, and clothing online could earn you a few grand in a matter of days. The fact that it saves valuable space around the home is another worthwhile bonus to consider.

For the best results, combine this with an improved mindset where you no longer feel the need to buy unnecessary products.

Embrace Efficient Money Management

Regardless of how much money you have, it is always a good idea to make it last longer. Learning to manage your money more efficiently could include seeking outside professional help. Or it may focus simply on getting organised and up to date to avoid unnecessary charges. It is also a good moment to think about seeking cheaper energy rates or cutting out services you no longer require.

In many cases, the savings made through simple updates will counteract the expenses caused by inflation.

Know Your Entitlements

Millions of people face financial difficulties and are living from one paycheque to the next. Help is available in many cases, but it can only be gained by those who reach out for it. It could mean knowing what to do if you think your cancer is due to Camp Lejuene water. After all, there are many scenarios where someone else’s negligence means you are due compensation. Don’t be afraid to seek it.

Alternatively, you may be entitled to tax credits or other financial support for a range of personal circumstances.

Create Revenue Streams

In the likely event that your salary hasn’t increased at the same rate as inflation, you must find ways to supplement it. Knowing how to turn a passion for guitar playing into a side hustle can work wonders. Alternatively, you could become a paid product tester on the side or make use of your social media following. Affiliates and influencers are known to command a very strong return.

Aside from supporting your immediate financial health, it can make up for the fact that your pension payments won’t go as far as they once would have.

Start Saying No

Finally, one of the easiest updates to implement is to start saying no. The harsh reality is that it is quite difficult from an emotional perspective. Whether it’s rejecting lavish nights out, lending money to friends, or spending money on branded goods you don’t need doesn’t matter. The sooner you embrace the habit of saying no and putting your financial health first, the sooner you will see a difference.

As with all the steps above, consistency is king. While life is to be enjoyed, you’ll be far happier when your finances look good.

Posted in finance

Permalink

How To Take Your Exercise Regime To New Heights*

25th August 2022

Exercising regularly can have countless benefits for both your mind and body, lifting your mood while improving your physique and helping you to maintain the best overall health. But how can you take your exercise regime to new heights? Thankfully this doesn’t have to be as difficult as you might expect, as this guide contains some of the most innovative ideas that you can utilise to take your workouts to another level. So, if you’re interested in finding out more, then simply read on. 

Photo by Carl Barcelo on Unsplash

Explore New Workout Routines 

One of the best ways to take your exercise regime to new heights is by exploring a new workout routine. It’s easy to get bored of exercising if you’re doing the same things all of the time, and it may even lead to a plateau in your results. There are so many different sources that you can investigate to come across a variety of different exercise options, starting off by contacting a personal trainer. A personal trainer has a wealth of knowledge of multiple routines, moves and concepts that you can get involved with, and they can walk you through your new workout step by step to make sure you’re maintaining the right form to get the best results. You can also look online, as there are thousands of workout videos, tutorials, guides and more on the web that you can utilize! Whether you choose to perform a 3day leg split workout or follow a pilates video, or there are so many options to explore. Break free from your habit of the same old exercise routine and get excited about brand new concepts that put the spark back into your workouts. 

Get Some New Exercise Clothing 

Another brilliant option that you can explore to take your workout to new heights is to get yourself some new exercise clothing! The outfits that you wear to workout can actually have a surprising impact on the way that you exercise, as uncomfortable, dull and lifeless clothing can make you feel uninspired to say the very least. On the other hand, buying yourself a couple of new outfits can put some pep back in your step and motivate you to hit the gym harder than ever before! You’ll stride past the gym mirror with the greatest confidence thanks to your new clothing, and this might just be the boost that you need to push yourself to achieve a personal best you never thought was possible. There are so many places that you can buy great exercise clothes from, especially when you take the opportunity to look on the web, so be sure to spend some time browsing around to find the comfiest, most stylish exercise gear that can help you to take your workout routine to new heights! 

Taking your workouts to a whole new level has never been such a simple task when you can utilize some of the brilliant tips and ideas that have been carefully detailed in this informative guide, so what are you waiting for? Get out there and hit the gym today!

Posted in fitness

Permalink

Golden Touch*

18th August 2022

Ad|Post features gifted products

Up until a year or two ago I was strictly silver/white gold jewellery only. Yellow gold seemed too grown up for me, and perhaps even a little boring.

Well, I am a grown up now (apparently) and I find myself more and more drawn to yellow gold pieces of jewellery. I’ve recently added some beautiful pieces to my collection, hence why I’ve once again bought myself out of blogging hibernation to show them off.

rings c/o Astley Clarke

Astley Clarke, a brand I have admired for years, recently let me pick from their collection of gold rings and it was like letting a kid loose in a candy shop! I literally spent hours browsing their collection (because I kept getting side tracked and looking at the rest of their stunning jewellery too) before settling on these two beauties. These are perfect for wearing as standalone pieces and for stacking and the Amazonite ring especially is perfect for brightening up any outfit; ideal given that very soon I will be back in work wear as my maternity leave draws to an end. I’ll share how I’m styling my rings over on Instagram once I’m back “in office”…where has the last ten months gone?

The other item I’ve recently acquired was a lucky giveaway win on Instagram. I started following Walking Primrose as soon as I caught a glimpse of their pieces. I’d actually already put this necklace on my Christmas list (yeah, already!) when I took a chance and entered a giveaway- something I never do these days! Anyway, I was gobsmacked to have won the necklace of my dreams, it’s even more stunning in real life, and the owner of the company really goes above and beyond when it comes to packaging and delivering her products- if you follow me on instagram you’ll have seen how it arrives.

I cannot stress enough how much I love Walking Primrose and the ethos behind the brand. Please do check out the website and read up on them.

So now my Christmas list is lacking in an item, but I can pretty much guarantee it’ll be another yellow gold piece…or two, or three!

Posted in accessories, brands I love, jewellery

Permalink

Can You Manage Your Money More Efficiently?*

05th August 2022

Have you been giving your finances some thought lately? Perhaps you have decided that you think you can manage your finances a little more efficiently, and it’s time to start taking some steps in this direction. If you’re struggling with how to do this though, it’s a good thing that you’ve come across this article. Down below, we’re going to be taking a look at some of the things that you can do in order to achieve this goal, so keep reading down below if you would like to find out more.

Photo by Josh Appel on Unsplash

With Some Professional Help

First, we recommend that you get the help of a professional. You can look at a site like financialadvisers.co.uk if you think that this will be helpful to you. They are able to find the problems with your finances right now, recommend things that you can do to get them back on the right track, and even save you money in some places. It’s important sometimes to get expert help so that you know you are on the right track and doing all of the right things.

Finances are a tricky thing to manage, and having someone on your side with knowledge and expertise can be a huge help. The last thing that you want to do is struggle on your own when help is available.

Break It All Down

If you break down your finances into bite sized pieces, they become a lot easier to manage. For example, where you might be getting confused by all the numbers, write them out in a list and take a look at them this way. Make sure that you are matching up all of the bills to the amount you have to pay, what dates they need to be paid, and how much you get paid on payday. Having all of this information gives you power, and allows you to plan out exactly what you want to do.

Keep Everything Up To Date

The final thing that we are going to say is that you need to keep all of your finances up to date. If you have a budget then it needs to be updated whenever there is a financial change. Not taking the time to make the appropriate changes means that your budget is going to be useless to you, and you will be back at square one, super confused and not knowing which way is up in no time. It only takes a few minutes to update the necessary parts of your finances, but it makes a huge impact when you don’t do it.

You can find out more about budgets and why they are important on a site like https://www.investopedia.com if you are interested.

Hopefully, you have found this helpful, and now see some of the ways that you can manage your money more efficiently. It’s important that you are taking the time to keep your financial situation in order as much as you can, and that means looking after it as efficiently as you can. We wish you the very best of luck, and hope that you manage to get this sorted out sooner rather than later.

Posted in money

Permalink

Brand Profile: Lindex

25th July 2022

The first time the brand Lindex popped on to my radar was when I was pregnant and I was starting to browse around for baby clothes; in fact I made one of my first baby related purchases from there and have been obsessed ever since.

As well as selling some of the most beautiful baby clothes and accessories that you’ll ever see, Lindex also cater for kids and women too as well as stocking beauty products.

Whilst I can’t comment on anything but their baby selection I can very much vouch for the quality of their products, and the attention to detail on each piece; from two way zippers on sleep suits to make nappy changes a little easier (although there is NOTHING easy about changing a 9 month old’s nappy!) to size extenders such as an extra row of poppers to help you get that bit more wear out of each piece. We have quite the collection these days, and if you follow me on Instagram you’ll soon see some of our latest additions. In the meantime, I just wanted to shine the spotlight on Lindex as a brand as I have nothing but love for them, and they definitely deserve to be better known than they are!

In their own words, here is Lindex’s Higher Purpose:

To empower and inspire women everywhere. We do that through our actions as a company and through a progressive fashion experience.   

We lead the way.   

Our customers, our co-workers and our partners are all part of this ambition.   

We know this might sound ambitious, but almost all of our customers are women,  so basically, this is all about them.   

It’s the kind of customer focus that goes beyond the latest collection and the store window.   

A purpose.   

This includes all dimensions of sustainability. We will demonstrate that respect and equal opportunities are the way forward.  

We want to set an example. It’s about optimism, forward-thinking and self-confidence.  

And this spirit influences everything we do.   

Our collections, our stores, our communication.   

We have a clear point of view and that helps our business.  

It gives us energy and motivation. But it doesn’t make life easier.   

We’re raising the bar for ourselves.  

You can only inspire people if they respect you and respect doesn’t come easily.   

So, if we want to create an amazing company for women, we have to be an amazing brand.   

Sure, Lindex is not the biggest brand in the world. But we’re not small and definitely big enough to have an impact. 

We can change things.   

And when we grow, we can change even more things.   

That’s the idea.   

Lindex also have a sustainability promise, which has three key areas of focus…you can read more about this here

If you’re not familiar with the brand yet, or the fabulous things they sell then I urge you to give them a follow on Instagram and get ready to create one heck of a shopping list!

Posted in brands I love, shopping

Permalink